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2519 Oak Street
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PRICED AT ONLY: $269,000

Address: 2519 Oak Street, Panama City, FL 32408

Description

Enjoy coastal living just one mile from the beach, St. Andrews State Park, and the Navy Base. This inviting property offers a spacious layout with thoughtful updates, making it move in ready and ideal for full time living, a second home, or an income producing opportunity. The interior has been refreshed with a fully updated kitchen in 2026, featuring modern finishes and improved functionality, along with bathroom upgrades completed in 2026 and durable LVP flooring installed throughout. Sunlit living areas create a warm, welcoming feel and provide a comfortable setting for both everyday living and entertaining. Major systems and maintenance items have already been addressed, offering added confidence for the next owner. The roof and water heater were both replaced in 2019, the A/C is approximately 10 years old and was serviced in January 2026, septic extraction was completed in spring 2024 (with an expected 4 6 year cycle), and the sump pump was replaced in 2025 with an upgraded electrical outlet in 2024. Storm doors are less than two years old, adding both convenience and efficiency. Outside, the fenced yard creates a private space for pets, gatherings, or simply enjoying the coastal air. There is plenty of room to customize the outdoor area to fit your lifestyle, whether that's adding a firepit, garden, or additional seating. With no HOA and short term rentals allowed with proper city and county registration, this property offers flexibility for personal use, seasonal stays, or investment income. Its location places you close to local restaurants, shopping, marinas, and Gulf access, making it easy to enjoy everything Panama City Beach has to offer. Whether you're looking for a primary residence, a beachside getaway, or a property with strong rental potential, this home checks all the boxes.

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More Like This
  • MLS#: 786981 ( Residential )
  • Street Address: 2519 Oak Street
  • Viewed: 5
  • Price: $269,000
  • Price sqft: $326
  • Waterfront: No
  • Year Built: 2003
  • Bldg sqft: 826
  • Bedrooms: 2
  • Total Baths: 2
  • Full Baths: 2
  • Days On Market: 12

Description

Enjoy coastal living just one mile from the beach, St. Andrews State Park, and the Navy Base. This inviting property offers a spacious layout with thoughtful updates, making it move in ready and ideal for full time living, a second home, or an income producing opportunity. The interior has been refreshed with a fully updated kitchen in 2026, featuring modern finishes and improved functionality, along with bathroom upgrades completed in 2026 and durable LVP flooring installed throughout. Sunlit living areas create a warm, welcoming feel and provide a comfortable setting for both everyday living and entertaining. Major systems and maintenance items have already been addressed, offering added confidence for the next owner. The roof and water heater were both replaced in 2019, the A/C is approximately 10 years old and was serviced in January 2026, septic extraction was completed in spring 2024 (with an expected 4 6 year cycle), and the sump pump was replaced in 2025 with an upgraded electrical outlet in 2024. Storm doors are less than two years old, adding both convenience and efficiency. Outside, the fenced yard creates a private space for pets, gatherings, or simply enjoying the coastal air. There is plenty of room to customize the outdoor area to fit your lifestyle, whether that's adding a firepit, garden, or additional seating. With no HOA and short term rentals allowed with proper city and county registration, this property offers flexibility for personal use, seasonal stays, or investment income. Its location places you close to local restaurants, shopping, marinas, and Gulf access, making it easy to enjoy everything Panama City Beach has to offer. Whether you're looking for a primary residence, a beachside getaway, or a property with strong rental potential, this home checks all the boxes.
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Features
Building and Construction
  • Covered Spaces: 0.00
  • Fencing: Fenced, Privacy
  • Flooring: LuxuryVinylPlank
  • Living Area: 0.00
  • Roof: Composition, Shingle
Land Information
  • Lot Features: Paved
School Information
  • High School: Arnold
  • Middle School: Surfside
  • School Elementary: Patronis
Garage and Parking
  • Garage Spaces: 0.00
  • Open Parking Spaces: 0.00
Utilities
  • Carport Spaces: 0.00
  • Cooling: CentralAir, CeilingFans
  • Heating: Central, Electric
  • Utilities: ElectricityAvailable
Finance and Tax Information
  • Home Owners Association Fee: 0.00
  • Insurance Expense: 0.00
  • Net Operating Income: 0.00
  • Other Expense: 0.00
  • Pet Deposit: 0.00
  • Security Deposit: 0.00
  • Tax Year: 2025
  • Trash Expense: 0.00
Other Features
  • Appliances: ElectricRange, ElectricWaterHeater
  • Legal Description: TREASURE COVE LOT 10 BLK 6 ORB 689 P 889 ORB 2225 P 1507 LESS -10.2- ORB 4465 P 61
  • Area Major: 03 - Bay County - Beach
  • Occupant Type: Vacant
  • Parcel Number: 31012-000-000
  • The Range: 0.00
Nearby Subdivisions
[no Recorded Subdiv]   A W Pledger Panama City Beach   Baltimore Beach   Banyan Beach   Bay Point Unit 1   Bel Air   Biltmore Beach   Biltmore Beach 1st Add   Causeway Manor   Crescent Beach Unit 1   Cresent Bch Unit 1   Delwood Point At The Preserve    Dragon's Ridge Corrctd   Emerald Pointe Resort   Finisterre   Grand Lagoon Banks   Grand Lagoon Pointe   Grand Lagoon Shores 1   Grand Lagoon Villa   Gulf Lagoon Beach   Gulf Pines   Gulf Pines U-3   Gulfside Condo.   Hampton Harbor   Hidden Cove   Hidden Lagoon   Hidden Pines Phase Ii   Holiday Beach On The Gulf   Holiday Beach Unit 1   Holiday Beach Unit 11   Holiday Beach Unit 13   Holiday Beach Unit 14   Holiday Beach Unit 16   Holiday Beach Unit 3   Holiday Beach Unit 4   Holiday Beach Unit 5   Holiday Beach Unit 6   Holiday Beach Unit 8   Holiday Beach Unit 9   Lagoon Estates   Lagoon Manor   Lagoon Oaks   Legend Place Condos   Magnolia Bay Club   Magnolia Beach   Magnolia Beach 2nd Add   Marlin Place   Mimosa Place   No Named Subdivision   North Lagoon Heights   North Lagoon Oaks   Palm Bay Unit 4   Palm Bay Unit 5   Panama Dunes   Pelican Bay   Preserve On The Bay Ph I   Preserve On The Bay Ph Ii   Queensberry Ltd At Bay Point   Sanctuary Beach   Seaview Village   Silver Sands Beach   Silver Sands Unit 2   Summerplace Townhouses   The Pines   Treasure Cove   Treasure Cove Unit 2   Treasure Island   Venture Out Travel Trail  
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