Call Now: Mobile: 904.248.9848

Wade M. Berlin

ABR,BrkrAssc,CNE,CPM,FSSR,GAA,LLC,PMN,REALTOR ®,SRES
Broker IDX Sites Inc.
The Real Estate Professional You Deserve
  1. Home
  2. Property Search
  3. Search results
  4. 122 Monterey Avenue, Panama City Beach, FL 32413
Contact Wade M. Berlin
Contacting Wade M. Berlin
  • All fields are required.
Schedule A Showing
Schedule a Showing.
  • All fields are required.
Check this box to Register with us:
Submit an Offer Now!
Submit an Offer Now!
All fields are required.
Print Flyer
Property Photos
122 Monterey Avenue
  1. Image 1 For 122 Monterey Avenue
  2. Image 2 For 122 Monterey Avenue
  3. Image 3 For 122 Monterey Avenue
  4. Image 4 For 122 Monterey Avenue
  5. Image 5 For 122 Monterey Avenue
  6. Image 6 For 122 Monterey Avenue
  7. Image 7 For 122 Monterey Avenue
  8. Image 8 For 122 Monterey Avenue
  9. Image 9 For 122 Monterey Avenue
  10. Image 10 For 122 Monterey Avenue
  11. Image 11 For 122 Monterey Avenue
  12. Image 12 For 122 Monterey Avenue
  13. Image 13 For 122 Monterey Avenue
  14. Image 14 For 122 Monterey Avenue
  15. Image 15 For 122 Monterey Avenue
  16. Image 16 For 122 Monterey Avenue
  17. Image 17 For 122 Monterey Avenue
  18. Image 18 For 122 Monterey Avenue
  19. Image 19 For 122 Monterey Avenue
  20. Image 20 For 122 Monterey Avenue
  21. Image 21 For 122 Monterey Avenue
  22. Image 22 For 122 Monterey Avenue
  23. Image 23 For 122 Monterey Avenue
  24. Image 24 For 122 Monterey Avenue
  25. Image 25 For 122 Monterey Avenue
  26. Image 26 For 122 Monterey Avenue
  27. Image 27 For 122 Monterey Avenue
  28. Image 28 For 122 Monterey Avenue
  29. Image 29 For 122 Monterey Avenue
  30. Image 30 For 122 Monterey Avenue
  31. Image 31 For 122 Monterey Avenue
  32. Image 32 For 122 Monterey Avenue
  33. Image 33 For 122 Monterey Avenue
  34. Image 34 For 122 Monterey Avenue
  35. Image 35 For 122 Monterey Avenue
  36. Image 36 For 122 Monterey Avenue
  37. Image 37 For 122 Monterey Avenue
  38. Image 38 For 122 Monterey Avenue
  39. Image 39 For 122 Monterey Avenue
  40. Image 40 For 122 Monterey Avenue
  41. Image 41 For 122 Monterey Avenue
  42. Image 42 For 122 Monterey Avenue
  43. Image 43 For 122 Monterey Avenue
  44. Image 44 For 122 Monterey Avenue
  45. Image 45 For 122 Monterey Avenue
  46. Image 46 For 122 Monterey Avenue
  47. Image 47 For 122 Monterey Avenue
  48. Image 48 For 122 Monterey Avenue
  49. Image 49 For 122 Monterey Avenue
  50. Image 50 For 122 Monterey Avenue
  51. Image 51 For 122 Monterey Avenue
  52. Image 52 For 122 Monterey Avenue
  53. Image 53 For 122 Monterey Avenue
  54. Image 54 For 122 Monterey Avenue
  55. Image 55 For 122 Monterey Avenue
  56. Image 56 For 122 Monterey Avenue
  57. Image 57 For 122 Monterey Avenue
  58. Image 58 For 122 Monterey Avenue
  59. Image 59 For 122 Monterey Avenue
  60. Image 60 For 122 Monterey Avenue
  61. Image 61 For 122 Monterey Avenue
  62. Image 62 For 122 Monterey Avenue
  63. Image 63 For 122 Monterey Avenue
Image Gallery

PRICED AT ONLY: $1,330,000

Address: 122 Monterey Avenue, Panama City Beach, FL 32413

Description

Discover this charming Florida Beach Cottage at 122 Monterey Avenue where original 1977 family craftsmanship meets timeless coastal living. This four bedroom, two bathroom home offers the perfect blend of vintage character and beachside convenience not often available in the highly sought after Santa Monica Beach neighborhood. The real treasure lies 400 feet from your front door. This property includes community access to deeded beach rights with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald green waters, bright blue sky and breathtaking sunsets guarantees relaxation in the most laid back environment. Gated beach access ensures privacy and exclusivity that's increasingly rare along this coveted coastline. Enter to find a well designed layout that captures the essence of old Florida charm. The first floor offers kitchen, dining, living area, three bedrooms and one bathroom. The second story, formerly a fully equipped studio apartment with exterior door access provides a large bedroom, bathroom, coffee bar and expansive decking with views to the gulf creating the perfect backdrop for morning coffee or evening relaxation. This home easily accommodates family gatherings or visiting guests who wish to experience true beach living. Bring your golf cart, bicycles and water sports gear. Plenty of onsite parking and outdoor storage. The possibilities are endless! Santa Monica Beach represents one of Panama City Beach's most desirable neighborhoods, offering the tranquility of the quiet west end. The convenience extends beyond the beach with neighboring Carousel Supermarket opened in 1967 and Thomas Donuts opened in 1971, easily accessible for all your daily necessities. Santa Monica Beach also keeps you connected to the area's vibrant dining, shopping, and entertainment scene. Whether you're seeking fine dining on 30A, adventure at nearby attractions like Pier Park, Topgolf, Dolly Parton's Pirates Voyage Dinner Theater, or simply want to unwind with the sound of waves, this location delivers both excitement and serenity. Still owned, impeccably maintained, and loved by the original owner, this beach cottage represents a rare opportunity to own a piece of Panama City Beach history while enjoying modern coastal living in a small town community. See your new home soon!

Property Location and Similar Properties

All
Similar
Payment Calculator
  •   Principal & Interest -
  •   Property Tax $
  •   Home Insurance $
  •   HOA Fees $
  •   Mortgage Insurance-
  •   Monthly -
For a Fast & FREE Mortgage Pre-ApprovalApply Now
Virtual Tour
More Like This
  • MLS#: 778175 ( Residential )
  • Street Address: 122 Monterey Avenue
  • Viewed: 50
  • Price: $1,330,000
  • Price sqft: $720
  • Waterfront: Yes
  • Wateraccess: Yes
  • Year Built: 1977
  • Bldg sqft: 1848
  • Bedrooms: 4
  • Total Baths: 2
  • Full Baths: 2
  • Garage / Parking Spaces: 1
  • Days On Market: 101

Description

Discover this charming Florida Beach Cottage at 122 Monterey Avenue where original 1977 family craftsmanship meets timeless coastal living. This four bedroom, two bathroom home offers the perfect blend of vintage character and beachside convenience not often available in the highly sought after Santa Monica Beach neighborhood. The real treasure lies 400 feet from your front door. This property includes community access to deeded beach rights with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald green waters, bright blue sky and breathtaking sunsets guarantees relaxation in the most laid back environment. Gated beach access ensures privacy and exclusivity that's increasingly rare along this coveted coastline. Enter to find a well designed layout that captures the essence of old Florida charm. The first floor offers kitchen, dining, living area, three bedrooms and one bathroom. The second story, formerly a fully equipped studio apartment with exterior door access provides a large bedroom, bathroom, coffee bar and expansive decking with views to the gulf creating the perfect backdrop for morning coffee or evening relaxation. This home easily accommodates family gatherings or visiting guests who wish to experience true beach living. Bring your golf cart, bicycles and water sports gear. Plenty of onsite parking and outdoor storage. The possibilities are endless! Santa Monica Beach represents one of Panama City Beach's most desirable neighborhoods, offering the tranquility of the quiet west end. The convenience extends beyond the beach with neighboring Carousel Supermarket opened in 1967 and Thomas Donuts opened in 1971, easily accessible for all your daily necessities. Santa Monica Beach also keeps you connected to the area's vibrant dining, shopping, and entertainment scene. Whether you're seeking fine dining on 30A, adventure at nearby attractions like Pier Park, Topgolf, Dolly Parton's Pirates Voyage Dinner Theater, or simply want to unwind with the sound of waves, this location delivers both excitement and serenity. Still owned, impeccably maintained, and loved by the original owner, this beach cottage represents a rare opportunity to own a piece of Panama City Beach history while enjoying modern coastal living in a small town community. See your new home soon!
Request More Information
  • All fields are required.
Features
Building and Construction
  • Covered Spaces: 2.00
  • Exterior Features: Deck, OutdoorShower
  • Living Area: 0.00
Land Information
  • Lot Features: Paved
School Information
  • High School: Arnold
  • Middle School: Surfside
  • School Elementary: West Bay
Garage and Parking
  • Garage Spaces: 1.00
  • Open Parking Spaces: 0.00
  • Parking Features: Garage, GarageDoorOpener
Utilities
  • Carport Spaces: 0.00
  • Cooling: CentralAir, CeilingFans
  • Heating: Central, Electric
  • Utilities: CableConnected, ElectricityAvailable, HighSpeedInternetAvailable
Amenities
  • Association Amenities: BeachRights
Finance and Tax Information
  • Home Owners Association Fee: 0.00
  • Insurance Expense: 0.00
  • Net Operating Income: 0.00
  • Other Expense: 0.00
  • Pet Deposit: 0.00
  • Security Deposit: 0.00
  • Tax Year: 2024
  • Trash Expense: 0.00
Other Features
  • Appliances: ElectricRange, ElectricWaterHeater, WaterSoftenerOwned
  • Legal Description: SANTA MONICA BEACH LOT 27 BLK 2 ORB 3922 P 2227
  • Area Major: 03 - Bay County - Beach
  • Occupant Type: Vacant
  • Parcel Number: 37191-010-000
  • Style: Coastal
  • The Range: 0.00
  • View: Gulf
  • Views: 50
Nearby Subdivisions
[no Recorded Subdiv]   Bare Footin Condominium   Bayside At Ward Creek   Beachwalk Condo   Bid A Wee   Bid-a-wee   Bid-a-wee Beach   Bid-a-wee Beach 1st Add   Breakwater At Ward Creek   Carillon Beach   Carillon Beach Phase I   Crestview Heights   El Centro Beach   Gulf Highlands   Gulf Highlands Unit-2   Gulf Pines U-2   Gulf Vista Sec 2   Gulf Vista Sec 5   Hollywood Beach   Inlet Beach Heights   Kelly Street Pines   Kiska Beach   Kiska Beach 1st Add   La Valencia Beach Resort   Laguna Beach   Laguna Beach 2nd Add   Laguna Beach 2nd Addition   Laguna Beach 4th Add   Laguna Beach 5th Add   Laguna Beach 6th Add   Laguna Beach 7th Add   Laguna Beach 8th Add   Laguna Beach Ammended   Laguna Beach Estates   Laguna Beach Estates 1st Add   Laguna Beach Estates 2nd Add   Laguna Beach Estates 5th Add   Laguna Beach Estates 7th Add   Laguna Beach Estates 8th Add   Laguna Beach Estates 9th Add   Laguna Beach Plaza   Laguna Haven   Laguna-gulf   Lakes At Summer Breeze   Lakeside Villas   Latitude At Watersound   Lullwater Beach   Margaritaville Cottages   Miller's Landing On Lake Powel   Miramar Beach   Miramar Heights   No Named Subdivision   North Bid-a-wee Beach   Open Sands   Osprey Pointe At Powell   Palmetto Bluff   Palmetto Trace   Palmetto Trace Phase Iii   Palmetto Trace Phase Iv   Paradise Grove   Reviera Beach Villas   Rivercamps On Crooked Creek   Rivercamps On Crooked Creek Ph   Riviera Beach   Riviera Beach 1st Add   Royal Palms Of Laguna Beach   Salt Grass At Ward Creek   Sand Dollar Estates   Santa Monica Beach   Seaclusion Beach   Seagull Beach   Seminole Ridge   Shores   Southern Exposures Ii   Southfield Sec 1   Southwinds Estates   Summer Breeze   Summer Breeze Phase I   Summer Breeze Phase Ii   Summerwood   Summerwood Phase I   Summerwood Phase Ii   Summerwood Phase Iii   Sunnyside   Suntime Beach U-1   The Palms   The Preserve At Lake Powell   Turtle Cove At Lake Powell   Waterview   Wells Gulf Beach Estates   Wendwood Condo   Westlake Estates Phase I   Westwood Beach Estates   Whisper Dunes   Wild Heron Phase I   Wild Heron Phase Ii   Wild Heron Phase Iii   Wild Heron Phase Vi   Wild Heron Phase X   Wild Heron Phase Xiv  
Similar Properties

Details for 103 Crane Street, Panama City Beach, FL 32413
$1,399,000.00 ($401.55 / sqft )

103 Crane Street Virtual Tour More Like This

BID A WEE BEACH EXCLUSIVITY. UNFORGETTABLE LUXURY. TWO RESIDENCES, ONE REMARKABLE ADDRESS. In the coveted first block of Bid a Wee Beach, this property blends luxury, durability, and versatility just

  1. Request Information
  1. Bedrooms: 3
  2. Baths: 5
  3. Approx. 3484 sqft
  1. MLSID: 777687
  2. Provided by Coldwell Banker Realty
  3. Provided through
  4. DMCA Notice
105 Pictures and Information
Details for 7603 Coastal Hammock Trail, Panama City Beach, FL 32413
$1,379,900.00 ($431.22 / sqft )

7603 Coastal Hammock Trail Green Listing More Like This

Nestled in the prestigious RiverCamps gated community, this custom built 5 bedroom, 5 bathroom home offers an unmatched living experience. Featuring 2 master suites, this luxurious home is designed fo

  1. Request Information
  1. Bedrooms: 5
  2. Baths: 5
  3. Approx. 3200 sqft
  1. MLSID: 771200
  2. Provided by Baird Realty, LLC
  3. Provided through
  4. DMCA Notice
102 Pictures and Information
Details for 506 Anemone Street, Panama City Beach, FL 32413
$1,495,000.00 ($315.00 / sqft )

506 Anemone Street More Like This

Investors, this is your golden opportunity! Located in the highly desirable Bid A Wee Beach neighborhood just steps away from your private beach access and just 2 Miles from Pier Park! This DUPLEX is

  1. Request Information
  1. Bedrooms: 6
  2. Baths: 8
  3. Approx. 4746 sqft
  1. MLSID: 772831
  2. Provided by EXP Realty LLC
  3. Provided through
  4. DMCA Notice
45 Pictures and Information
Details for 129 Paradise Found Circle, Panama City Beach, FL 32413
$1,199,000.00 ($563.44 / sqft )

129 Paradise Found Circle More Like This

Situated in the heart of Margaritaville Beach Cottage Resort, this thoughtfully designed beach cottage delivers a carefree, resort style lifestyle paired with exceptional short term rental potential.

  1. Request Information
  1. Bedrooms: 5
  2. Baths: 5
  3. Approx. 2128 sqft
  1. MLSID: 775306
  2. Provided by Compass Florida, LLC
  3. Provided through
  4. DMCA Notice
49 Pictures and Information
Details for 22103 Marsh Rabbit, Panama City Beach, FL 32413
$1,495,000.00 ($474.60 / sqft )

22103 Marsh Rabbit More Like This

Recently completed in 2025, this brand new custom pool home is nestled in the private, gated community of Wild Heron, offering the perfect blend of modern luxury and relaxed coastal living, just minut

  1. Request Information
  1. Bedrooms: 5
  2. Baths: 4
  3. Approx. 3150 sqft
  1. MLSID: 770644
  2. Provided by Prok Invest LLC
  3. Provided through
  4. DMCA Notice
63 Pictures and Information
Details for 115 Cottage Court, Panama City Beach, FL 32413
$1,449,000.00 ($526.53 / sqft )

115 Cottage Court More Like This

Welcome to 115 Cottage Court, YOUR COASTAL DREEAM HOME WITH GUARENTEED INCOME! Are you looking for a beach escape that works for you, even when you're not there? Look no further than this beautifully

  1. Request Information
  1. Bedrooms: 4
  2. Baths: 4
  3. Approx. 2752 sqft
  1. MLSID: 768959
  2. Provided by EXP Realty LLC
  3. Provided through
  4. DMCA Notice
53 Pictures and Information
Details for 21403 Sunset Avenue, Panama City Beach, FL 32413
$1,445,000.00 ($535.19 / sqft )

21403 Sunset Avenue Green Listing More Like This

Back to the Market. Better then it was before. Priced to sell. Introducing a stunning brand new two story home in the highly sought after west end of Panama City Beach, perfect for a residence or an

  1. Request Information
  1. Bedrooms: 6
  2. Baths: 5
  3. Approx. 2700 sqft
  1. MLSID: 769596
  2. Provided by Prok Invest LLC
  3. Provided through
  4. DMCA Notice
73 Pictures and Information
Details for 316 Lakeshore Drive, Panama City Beach, FL 32413
$1,499,000.00 ($477.85 / sqft )

316 Lakeshore Drive Green Listing More Like This

Experience upscale coastal living in this beautifully crafted 5 bedroom, 4.5 bath luxury beach home featuring a private pool located in the West End of Panama City Beach (Laguna Beach). Thoughtfully d

  1. Request Information
  1. Bedrooms: 5
  2. Baths: 5
  3. Approx. 3137 sqft
  1. MLSID: 782079
  2. Provided by Beach Haven Realty
  3. Provided through
  4. DMCA Notice
60 Pictures and Information
Details for 7705 Vireo Lane, Panama City Beach, FL 32413
$1,199,000.00 ($451.60 / sqft )

7705 Vireo Lane Green Listing More Like This

Dreaming of the ideal modern home? Look no further than this 3 bed, 3.5 bath custom luxury build **NEW CONSTRUCTION**. This property showcases scenic water views, an elegant floor plan, and beautiful

  1. Request Information
  1. Bedrooms: 3
  2. Baths: 4
  3. Approx. 2655 sqft
  1. MLSID: 778750
  2. Provided by Coldwell Banker Realty
  3. Provided through
  4. DMCA Notice
15 Pictures and Information
Details for 125 Cobb Road, Panama City Beach, FL 32413
$1,375,000.00 ($412.29 / sqft )

125 Cobb Road More Like This

***SELLER WILL FINANCE!!!!. STUDS TO RAFTERS 5 BEDROOM, 5 BATHROOM COMPLETELY RENOVATED HOME WALKING DISTANCE TO THE BEACH*** Sellers have spared no expense in COMPLETELY restoring this beautiful fami

  1. Request Information
  1. Bedrooms: 5
  2. Baths: 5
  3. Approx. 3335 sqft
  1. MLSID: 775852
  2. Provided by RE/MAX SELECT Partners
  3. Provided through
  4. DMCA Notice
41 Pictures and Information

Contact Info

Skip to Main Content
  2. The Real Estate Professional You Deserve
  3. Mobile: 904.248.9848
  4. phoenixwade@gmail.com
Wade M. Berlin

Looking To Sell Your Property ?

Connecting agents, buyers, and sellers
Call Us Now 904.248.9848 Get In Touch
Featured Listings
124 Cutthroat Drive
10351 Flag Road
92 Huesca Ct
1519 Florida Street
62 Belvedere
44 7th Avenue
9155 Pemberton Street

Copyright ©2006-2025 brokerIDXsites.com   |   All Rights Reserved.