Call Now: Mobile: 904.248.9848

Wade M. Berlin

ABR,BrkrAssc,CNE,CPM,FSSR,GAA,LLC,PMN,REALTOR ®,SRES
Broker IDX Sites Inc.
The Real Estate Professional You Deserve
  1. Home
  2. Property Search
  3. Search results
  4. 520 Sandy Lane, Panama City Beach, FL 32413
Contact Wade M. Berlin
Contacting Wade M. Berlin
  • All fields are required.
Schedule A Showing
Schedule a Showing.
  • All fields are required.
Check this box to Register with us:
Submit an Offer Now!
Submit an Offer Now!
All fields are required.
Print Flyer
Property Photos
520 Sandy Lane
  1. Image 1 For 520 Sandy Lane
  2. Image 2 For 520 Sandy Lane
  3. Image 3 For 520 Sandy Lane
  4. Image 4 For 520 Sandy Lane
  5. Image 5 For 520 Sandy Lane
  6. Image 6 For 520 Sandy Lane
  7. Image 7 For 520 Sandy Lane
  8. Image 8 For 520 Sandy Lane
  9. Image 9 For 520 Sandy Lane
  10. Image 10 For 520 Sandy Lane
  11. Image 11 For 520 Sandy Lane
  12. Image 12 For 520 Sandy Lane
  13. Image 13 For 520 Sandy Lane
  14. Image 14 For 520 Sandy Lane
  15. Image 15 For 520 Sandy Lane
  16. Image 16 For 520 Sandy Lane
  17. Image 17 For 520 Sandy Lane
  18. Image 18 For 520 Sandy Lane
  19. Image 19 For 520 Sandy Lane
  20. Image 20 For 520 Sandy Lane
  21. Image 21 For 520 Sandy Lane
  22. Image 22 For 520 Sandy Lane
  23. Image 23 For 520 Sandy Lane
  24. Image 24 For 520 Sandy Lane
  25. Image 25 For 520 Sandy Lane
  26. Image 26 For 520 Sandy Lane
  27. Image 27 For 520 Sandy Lane
  28. Image 28 For 520 Sandy Lane
  29. Image 29 For 520 Sandy Lane
  30. Image 30 For 520 Sandy Lane
  31. Image 31 For 520 Sandy Lane
  32. Image 32 For 520 Sandy Lane
  33. Image 33 For 520 Sandy Lane
  34. Image 34 For 520 Sandy Lane
  35. Image 35 For 520 Sandy Lane
  36. Image 36 For 520 Sandy Lane
  37. Image 37 For 520 Sandy Lane
  38. Image 38 For 520 Sandy Lane
  39. Image 39 For 520 Sandy Lane
  40. Image 40 For 520 Sandy Lane
  41. Image 41 For 520 Sandy Lane
  42. Image 42 For 520 Sandy Lane
  43. Image 43 For 520 Sandy Lane
  44. Image 44 For 520 Sandy Lane
  45. Image 45 For 520 Sandy Lane
  46. Image 46 For 520 Sandy Lane
  47. Image 47 For 520 Sandy Lane
  48. Image 48 For 520 Sandy Lane
  49. Image 49 For 520 Sandy Lane
  50. Image 50 For 520 Sandy Lane
  51. Image 51 For 520 Sandy Lane
  52. Image 52 For 520 Sandy Lane
  53. Image 53 For 520 Sandy Lane
  54. Image 54 For 520 Sandy Lane
  55. Image 55 For 520 Sandy Lane
  56. Image 56 For 520 Sandy Lane
  57. Image 57 For 520 Sandy Lane
  58. Image 58 For 520 Sandy Lane
  59. Image 59 For 520 Sandy Lane
  60. Image 60 For 520 Sandy Lane
  61. Image 61 For 520 Sandy Lane
  62. Image 62 For 520 Sandy Lane
  63. Image 63 For 520 Sandy Lane
  64. Image 64 For 520 Sandy Lane
  65. Image 65 For 520 Sandy Lane
  66. Image 66 For 520 Sandy Lane
  67. Image 67 For 520 Sandy Lane
  68. Image 68 For 520 Sandy Lane
  69. Image 69 For 520 Sandy Lane
  70. Image 70 For 520 Sandy Lane
  71. Image 71 For 520 Sandy Lane
  72. Image 72 For 520 Sandy Lane
  73. Image 73 For 520 Sandy Lane
  74. Image 74 For 520 Sandy Lane
  75. Image 75 For 520 Sandy Lane
  76. Image 76 For 520 Sandy Lane
  77. Image 77 For 520 Sandy Lane
  78. Image 78 For 520 Sandy Lane
  79. Image 79 For 520 Sandy Lane
  80. Image 80 For 520 Sandy Lane
  81. Image 81 For 520 Sandy Lane
  82. Image 82 For 520 Sandy Lane
  83. Image 83 For 520 Sandy Lane
  84. Image 84 For 520 Sandy Lane
  85. Image 85 For 520 Sandy Lane
  86. Image 86 For 520 Sandy Lane
  87. Image 87 For 520 Sandy Lane
  88. Image 88 For 520 Sandy Lane
  89. Image 89 For 520 Sandy Lane
  90. Image 90 For 520 Sandy Lane
  91. Image 91 For 520 Sandy Lane
  92. Image 92 For 520 Sandy Lane
  93. Image 93 For 520 Sandy Lane
  94. Image 94 For 520 Sandy Lane
  95. Image 95 For 520 Sandy Lane
  96. Image 96 For 520 Sandy Lane
  97. Image 97 For 520 Sandy Lane
  98. Image 98 For 520 Sandy Lane
  99. Image 99 For 520 Sandy Lane
  100. Image 100 For 520 Sandy Lane
  101. Image 101 For 520 Sandy Lane
  102. Image 102 For 520 Sandy Lane
  103. Image 103 For 520 Sandy Lane
  104. Image 104 For 520 Sandy Lane
  105. Image 105 For 520 Sandy Lane
  106. Image 106 For 520 Sandy Lane
  107. Image 107 For 520 Sandy Lane
  108. Image 108 For 520 Sandy Lane
  109. Image 109 For 520 Sandy Lane
  110. Image 110 For 520 Sandy Lane
  111. Image 111 For 520 Sandy Lane
  112. Image 112 For 520 Sandy Lane
  113. Image 113 For 520 Sandy Lane
  114. Image 114 For 520 Sandy Lane
  115. Image 115 For 520 Sandy Lane
  116. Image 116 For 520 Sandy Lane
  117. Image 117 For 520 Sandy Lane
  118. Image 118 For 520 Sandy Lane
  119. Image 119 For 520 Sandy Lane
  120. Image 120 For 520 Sandy Lane
  121. Image 121 For 520 Sandy Lane
  122. Image 122 For 520 Sandy Lane
  123. Image 123 For 520 Sandy Lane
  124. Image 124 For 520 Sandy Lane
  125. Image 125 For 520 Sandy Lane
  126. Image 126 For 520 Sandy Lane
  127. Image 127 For 520 Sandy Lane
  128. Image 128 For 520 Sandy Lane
  129. Image 129 For 520 Sandy Lane
  130. Image 130 For 520 Sandy Lane
Image Gallery

PRICED AT ONLY: $714,900

Address: 520 Sandy Lane, Panama City Beach, FL 32413

Description

Welcome to 520 Sandy Lane, a flexible income producing property with three separate rental configurations or the option to enjoy it as a full family home. Currently offered as Cape Calm (upstairs), Sugar Shores Sanctuary (downstairs), and Twilight Tides (whole home), this property is designed to maximize both revenue and livability. The downstairs suite has just been freshly renovated with its own bedroom, bathroom, and kitchenette perfect as a private rental or a true mother in law suite.In 2024 the combined listings produced strong returns across Airbnb, Vrbo, Booking.com, and direct bookings, bringing in consistent guest demand throughout the year. In 2025, year to date performance continues to show stable occupancy and impressive gross totals, making this an excellent option for investors seeking multiple income streams or families looking for a property that grows with them.The upstairs unit offers bright, spacious living, while the full home option provides versatility for larger groups. With the ability to rent all together or separately, the home appeals to a wide range of guests. Modern finishes, a private layout, and a recently updated downstairs retreat make this property a rare opportunity to combine personal use with proven profitability.

Property Location and Similar Properties

All
Similar
Payment Calculator
  •   Principal & Interest -
  •   Property Tax $
  •   Home Insurance $
  •   HOA Fees $
  •   Mortgage Insurance-
  •   Monthly -
For a Fast & FREE Mortgage Pre-ApprovalApply Now
More Like This
  • MLS#: 778274 ( Residential )
  • Street Address: 520 Sandy Lane
  • Viewed: 8
  • Price: $714,900
  • Price sqft: $0
  • Waterfront: No
  • Year Built: 1982
  • Bldg sqft: 0
  • Bedrooms: 4
  • Total Baths: 3
  • Full Baths: 3
  • Days On Market: 11

Description

Welcome to 520 Sandy Lane, a flexible income producing property with three separate rental configurations or the option to enjoy it as a full family home. Currently offered as Cape Calm (upstairs), Sugar Shores Sanctuary (downstairs), and Twilight Tides (whole home), this property is designed to maximize both revenue and livability. The downstairs suite has just been freshly renovated with its own bedroom, bathroom, and kitchenette perfect as a private rental or a true mother in law suite.In 2024 the combined listings produced strong returns across Airbnb, Vrbo, Booking.com, and direct bookings, bringing in consistent guest demand throughout the year. In 2025, year to date performance continues to show stable occupancy and impressive gross totals, making this an excellent option for investors seeking multiple income streams or families looking for a property that grows with them.The upstairs unit offers bright, spacious living, while the full home option provides versatility for larger groups. With the ability to rent all together or separately, the home appeals to a wide range of guests. Modern finishes, a private layout, and a recently updated downstairs retreat make this property a rare opportunity to combine personal use with proven profitability.
Request More Information
  • All fields are required.
Features
Building and Construction
  • Covered Spaces: 2.00
  • Exterior Features: SprinklerIrrigation, OutdoorShower
  • Fencing: Full, Privacy
  • Flooring: LuxuryVinylPlank
  • Living Area: 1813.00
  • Roof: Metal
School Information
  • High School: Arnold
  • Middle School: Surfside
  • School Elementary: West Bay
Garage and Parking
  • Garage Spaces: 0.00
  • Open Parking Spaces: 0.00
  • Parking Features: DetachedCarport, Driveway, Gravel
Eco-Communities
  • Pool Features: Fenced, Gunite, InGround, Pool, Private
Utilities
  • Carport Spaces: 0.00
  • Cooling: CentralAir, CeilingFans, Ductless, Electric
  • Heating: Central, Ductless, Electric, Fireplaces
  • Road Frontage Type: CountyRoad
  • Sewer: SepticTank
  • Utilities: SepticAvailable
Finance and Tax Information
  • Home Owners Association Fee: 0.00
  • Insurance Expense: 0.00
  • Net Operating Income: 0.00
  • Other Expense: 0.00
  • Pet Deposit: 0.00
  • Security Deposit: 0.00
  • Tax Year: 2024
  • Trash Expense: 0.00
Other Features
  • Appliances: Dryer, Dishwasher, ElectricOven, ElectricWaterHeater, Freezer, Microwave, Refrigerator, Washer
  • Furnished: Furnished
  • Interior Features: Fireplace, KitchenIsland, SplitBedrooms, SmartThermostat
  • Legal Description: 11 3S 17W -3.5- 20C4 BEG 280' NLY OF INTERSECT OF N LINE OF HWY 30A & CTR LINE EL REPOSO PL TH NLY 70' WLY 175' SLY 70' ELY 175' TO POB-SUBJ TO EASEMENT AKA L5 BA LAG. SANDS ORB 4717 P 946
  • Area Major: 03 - Bay County - Beach
  • Occupant Type: Tenant
  • Parcel Number: 37239-005-000
  • Style: Traditional
  • The Range: 0.00
Nearby Subdivisions
[no Recorded Subdiv]   Bare Footin Condominium   Bayside At Ward Creek   Beachwalk Condo   Bid A Wee   Bid-a-wee   Bid-a-wee Beach   Bid-a-wee Beach 1st Add   Breakwater At Ward Creek   Carillon Beach   Carillon Beach Phase I   Carillon Beach Phase Iii   Carillon Beach Phase Xi   Coral Bay Village   Crestview Heights   Crown Point   Diamond Head-lakeside   El Centro Beach   Gulf Highlands   Gulf Highlands Unit-1   Gulf Highlands Unit-2   Gulf Pines U-2   Gulf Vista   Gulf Vista Sec 2   Gulf Vista Sec 5   Hollywood Beach   Horizon South I   Horizon South Townhouses   Inlet Beach Heights   Jamaican Lake   Kelly Street Pines   Kiska Beach   Kiska Beach 1st Add   La Valencia Beach Resort   Laguna Beach   Laguna Beach 2nd Add   Laguna Beach 4th Add   Laguna Beach 5th Add   Laguna Beach 6th Add   Laguna Beach 7th Add   Laguna Beach 8th Add   Laguna Beach Ammended   Laguna Beach Estates   Laguna Beach Estates 2nd Add   Laguna Beach Estates 4th Add   Laguna Beach Estates 5th Add   Laguna Beach Estates 6th Add   Laguna Beach Estates 7th Add   Laguna Beach Estates 8th Add   Laguna Beach Estates 9th Add   Laguna Beach Plaza   Laguna Haven   Laguna-gulf   Lakes At Summer Breeze   Lakeside Villas   Latitude At Watersound   Lullwater Beach   Margaritaville Cottages   Miller's Landing On Lake Powel   Miramar Beach   Miramar Beach 1st   Miramar Heights   No Named Subdivision   North Bid-a-wee Beach   Open Sands   Osprey Pointe At Powell   Palmetto Trace   Palmetto Trace Phase 1   Palmetto Trace Phase Iii   Palmetto Trace Phase Iv   Paradise Grove   Pointe Panama   Portside Condo   Reviera Beach Villas   Rivercamps On Crooked Creek   Rivercamps On Crooked Creek Ph   Riviera Beach   Riviera Beach 1st Add   Royal Palms Of Laguna Beach   Salt Grass At Ward Creek   Sand Dollar Estates   Santa Monica Beach   Seaclusion Beach   Seagull Beach   Seminole Ridge   Shores   Shores Townhouses   Shorewalk   Southern Exposures Ii   Southfield Sec 1   Southfield Sec 2   Summer Breeze   Summer Breeze Phase I   Summer Breeze Phase Ii   Summer Towne Cottage Condo Ph    Summerwood   Summerwood Phase Ii   Summerwood Phase Iii   Sunnyside   Suntime Beach U-1   The Palms   The Preserve At Lake Powell   Turtle Cove At Lake Powell   Wells Gulf Beach Estates   Wendwood Townhomes   Westlake Estates Phase I   Westlake Estates Phase Ii   Whisper Dunes   Wild Heron Phase I   Wild Heron Phase Ii   Wild Heron Phase Iii   Wild Heron Phase Ix   Wild Heron Phase V   Wild Heron Phase Vi   Wild Heron Phase Viii   Wild Heron Phase Xiii   Wild Heron Phase Xiv  
Similar Properties

Details for 304 Breakwater Boulevard Lot 18, Panama City Beach, FL 32413
$784,000.00

304 Breakwater Boulevard Lot 18 More Like This

Stunning single story 3 car garage home, offering 2,839 square feet of living space. Boasting 4 spacious bedrooms, office/flex room and 3.5 beautifully appointed bathrooms, this residence exudes elega

  1. Request Information
  1. Bedrooms: 4
  2. Baths: 4
  1. MLSID: 778008
  2. Provided by Jacksonville TBI Realty LLC
  3. Provided through
  4. DMCA Notice
21 Pictures and Information
Details for 545 Millbridge Drive, Panama City Beach, FL 32413
$785,540.00

545 Millbridge Drive More Like This

**NEW CONSTRUCTION** Model photos used for reference. Located in Saltgrass at Ward Creek. Home will be available October 2025. Model photos used for reference. Welcome to the Madison floor plan, a Kol

  1. Request Information
  1. Bedrooms: 4
  2. Baths: 4
  1. MLSID: 778249
  2. Provided by KSH Realty LLC
  3. Provided through
  4. DMCA Notice
47 Pictures and Information
Details for 411 Paradise Boulevard, Panama City Beach, FL 32413
$700,000.00 ($249.20 / sqft )

411 Paradise Boulevard Virtual Tour More Like This

Assumable Loan at 2.75%!!! Welcome to Paradise, where coastal living meets modern comfort! Located just 4 blocks from the beach in a gated community with a community pool, this spacious 4 bedroom, 4.5

  1. Request Information
  1. Bedrooms: 4
  2. Baths: 5
  3. Approx. 2809 sqft
  1. MLSID: 778604
  2. Provided by Secure Real Estate
  3. Provided through
  4. DMCA Notice
32 Pictures and Information
Details for 411 Paradise Boulevard, Panama City Beach, FL 32413
$700,000.00 ($249.20 / sqft )

411 Paradise Boulevard Virtual Tour More Like This

Assumable Loan at 2.75%!!! Welcome to Paradise, where coastal living meets modern comfort! Located just 4 blocks from the beach in a gated community with a community pool, this spacious 4 bedroom, 4.5

  1. Request Information
  1. Bedrooms: 4
  2. Baths: 5
  3. Approx. 2809 sqft
  1. MLSID: 778553
  2. Provided by Secure Real Estate
  3. Provided through
  4. DMCA Notice
32 Pictures and Information
Details for 21818 Kelly Pines Place, Panama City Beach, FL 32413
$745,000.00 ($335.74 / sqft )

21818 Kelly Pines Place More Like This

This lovely 4 bedroom, 3.5 bath home is a true showpiece, thoughtfully upgraded with high end features throughout. From the moment you step inside, you'll notice the designer touches to include custom

  1. Request Information
  1. Bedrooms: 4
  2. Baths: 4
  3. Approx. 2219 sqft
  1. MLSID: 775249
  2. Provided by Holiday Beach Real Estate Inc
  3. Provided through
  4. DMCA Notice
42 Pictures and Information
Details for 304 Breakwater Boulevard Lot 18, Panama City Beach, FL 32413
$779,000.00 ($274.39 / sqft )

304 Breakwater Boulevard Lot 18 Reduced More Like This

Stunning single story 3 car garage home, offering 2,839 square feet of living space. Boasting 4 spacious bedrooms, office/flex room and 3.5 beautifully appointed bathrooms, this residence exudes elega

  1. Request Information
  1. Bedrooms: 4
  2. Baths: 4
  3. Approx. 2839 sqft
  1. MLSID: 778008
  2. Provided by Jacksonville TBI Realty LLC
  3. Provided through
  4. DMCA Notice
20 Pictures and Information
Details for 142 Southfields Road, Panama City Beach, FL 32413
$730,000.00

142 Southfields Road More Like This

Tucked into the quiet Bella Costa community on the west end of Panama City Beach, this fully furnished 4 bedroom, 4 bathroom villa delivers coastal comfort just minutes from everything the area offers

  1. Request Information
  1. Bedrooms: 4
  2. Baths: 5
  1. MLSID: 773598
  2. Provided by Salty Marlin Realty LLC
  3. Provided through
  4. DMCA Notice
48 Pictures and Information
Details for 725 Landing Circle, Panama City Beach, FL 32413
$798,500.00

725 Landing Circle Virtual Tour More Like This

GORGEOUS HOME WITH RELAXING COVERED OUTDOOR SPACE, NEAR THE GULF & LAKE POWELL Welcome to your dream beach retreat! This stunning, fully furnished floor plan features 4 bedrooms, 4 baths, 2,875 sq. ft

  1. Request Information
  1. Bedrooms: 4
  2. Baths: 4
  1. MLSID: 776838
  2. Provided by EXP Realty LLC
  3. Provided through
  4. DMCA Notice
66 Pictures and Information
Details for 209 16th Street, Panama City Beach, FL 32413
$849,900.00

209 16th Street More Like This

ONE BLOCK from the Gulf in Laguna Beach and NO HOA!! Whether you need a full time beach home or a vacation rental, this FULLY FURNISHED home is the perfect fit! Offering 4 bedrooms (2 master suites.

  1. Request Information
  1. Bedrooms: 4
  2. Baths: 4
  1. MLSID: 768109
  2. Provided by 1 Percent Lists Florida Coast
  3. Provided through
  4. DMCA Notice
63 Pictures and Information
Details for 201 Circle Drive, Panama City Beach, FL 32413
$850,000.00

201 Circle Drive More Like This

Rare Find in the Most Desired Laguna Beach. A two story remolded Florida Style Home that offers four bedrooms, and four bathrooms. The owner has spent over $200K to remodel and decorate the house comp

  1. Request Information
  1. Bedrooms: 4
  2. Baths: 4
  1. MLSID: 767054
  2. Provided by Coastal Palms Real Estate
  3. Provided through
  4. DMCA Notice
30 Pictures and Information

Contact Info

Skip to Main Content
  2. The Real Estate Professional You Deserve
  3. Mobile: 904.248.9848
  4. phoenixwade@gmail.com
Wade M. Berlin

Looking To Sell Your Property ?

Connecting agents, buyers, and sellers
Call Us Now 904.248.9848 Get In Touch
Featured Listings
219 Pimlico Lane
9638 65th Street Nw C10
13 Westgate Lane 13d
2316 44th Av Avenue
4710 4th Street Nw B
4300 Saint Lucie Boulevard Se 202
5328 Baldock Avenue

Copyright ©2006-2025 brokerIDXsites.com   |   All Rights Reserved.